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Hazel

Healthcare financing, made easier.

Patients get more time to pay for treatment. Clinics receive the treatment amount upfront.

I'm a patient
A patient at a sunlit clinic reception scans a Hazel QR card with her phone while the receptionist opposite her looks on.
AED10K–150K
Per treatment
Up to 0 mo
You pick the length
Minutes
To a decision

For clinics & patients

Clinics get paid today. Patients pay monthly.

The same treatment, two sides of one payment.

A clinic practice manager stands behind a bright reception counter reviewing a tablet, a small QR code sign beside her, the clinic side of the same payment

For clinics

You're paid in full, today.

Give patients more time to pay for treatment. Your clinic receives the full amount upfront.

  • Offer patients more time to pay for eligible treatments
  • Receive the full treatment amount upfront
  • Share one link or QR code with patients to apply

Financing is provided through Mashreq, subject to approval.

A patient sits relaxed in an armchair in a sunlit clinic lounge, phone in hand, beside a small QR code sign on the side table, taking her time over a monthly plan

For patients

Move forward with treatment. Pay over time.

Split the cost of your treatment into monthly payments.

  • Financing from AED 10K to AED 150K
  • Repayment periods from 2 to 48 months
  • The full terms are shown before you accept

Subject to approval.

Refer your clinic

One simple payment flow

How the money moves.

Two audiences, one relationship. Here's who pays whom.

  1. The patient applies through Hazel

    They apply at the clinic's checkout with their Emirates ID in about two minutes.

  2. The clinic is paid upfront

    Once approved and disbursed, the clinic receives the treatment amount in full.

  3. The patient repays Mashreq

    They repay in fixed monthly installments, over 2 to 48 months.

How Hazel works for patientsHow Hazel works for clinics

Estimate your monthly treatment payment.

Set the treatment cost and pick a term.

Your estimated payment

AED2,118

per month, over 24 months

Treatment costAED 45,000
AED 10KAED 150K
Choose a termIndicative 12% reducing rate

Your actual rate is set on approval.

Illustrative only, using an indicative 12% reducing rate and excluding any applicable fees. Your final terms are set by Mashreq, and your actual plan is shown in full, fees included, before you commit.

Where you can use it

Treatments you can pay for over time.

Hazel is available at partner clinics and hospitals across the UAE, in six categories of care.

MedSpa: Wellness | Aesthetics
Wellness | Aesthetics

MedSpa

6 plansfrom AED 3K
Fertility Support: IVF | Genetic Testing
IVF | Genetic Testing

Fertility Support

10 plansfrom AED 1K
Cosmetic Treatments: Dermatology | Plastic Surgery
Dermatology | Plastic Surgery

Cosmetic Treatments

12 plansfrom AED 3K
Dental Care: Implants | Orthodontics | Veneers
Implants | Orthodontics | Veneers

Dental Care

12 plansfrom AED 1K
Vision & LASIK: Laser Correction | Lens Surgery
Laser Correction | Lens Surgery

Vision & LASIK

10 plansfrom AED 5K
Hair & Scalp: Restoration | Transplants
Restoration | Transplants

Hair & Scalp

8 plansfrom AED 2K

Financing is subject to approval.

Questions, answered.

See all FAQs

Hazel is a healthcare-financing platform in the UAE. You apply for a financing plan in minutes at your clinic, Mashreq approves automatically, the clinic is paid in full immediately, and you repay in monthly installments over a term you choose.

Your financing is provided by Mashreq, a licensed UAE bank regulated by the Central Bank of the UAE. Hazel is the technology platform that brings financing to your clinic's checkout; it does not lend or extend credit itself.

A growing network of partner clinics across the UAE accept Hazel, spanning dental, aesthetics, fertility, vision, wellness and general medical care. If your clinic isn't yet a partner, you can refer them to Hazel through our website.

You apply at the clinic from your phone using your Emirates ID and a few basic details. The application takes up to 2 minutes and there's nothing to fill in advance.

Up to 2 minutes to complete, with a decision in minutes. You'll know where you stand before you leave the clinic.

Hazel lets your clinic offer patients flexible financing at the point of care. Patients apply in minutes at your reception, Mashreq approves automatically, and your clinic is paid the full amount immediately, with no credit or collection risk.

Complete the short online registration form with your clinic and contact details. It takes about five minutes, and we'll get back to you as soon as possible.

A Hazel team member gets you set up quickly once you register. Most clinics are ready to offer Hazel to patients shortly after.

All of them: dental, aesthetics, fertility, vision, wellness, orthopedics, dermatology, general surgery and more.

No strict minimum applies. Clinics of all sizes use Hazel; our team will discuss what works best for your practice during onboarding.

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