Hazel
Financing made simple

Healthcare payments, made easier.

Hazel helps eligible customers pay monthly for high-value treatments, while clinics get paid upfront. Financing is provided by a regulated UAE bank, subject to approval.

Register your clinic
Per treatment
10K–150K
You pick the length
Up to 0 mo
To a decision
Minutes

Plan estimator

See your monthly plan.

Set the treatment cost, then compare terms side by side. No confusing terms. Just a clear, transparent split.

⃃ 45,000
12%
Choose a term

Your estimated payment

2,118

per month · over 24 months

Treatment covered today
⃃ 45,000
Spread over
24 months
Decision
in minutes

Illustrative only, using an indicative interest rate and excluding any applicable fees. Your final terms are set by the Lending Partner, and your actual plan is shown in full, fees included, before you commit.

A calm illustration of a clinic sheltered under an arch, with dirham coins and a bank card flowing in along a curved arrow, an approval checkmark seal and a QR placard for checkout
Zero repayment risk

At your front desk

One QR code at checkout. No new hardware, no POS changes.

For clinics

Paid upfront. Zero risk.

Offer monthly plans at your checkout. Your clinic is paid in full immediately by our Lending Partner, so you never wait on a customer's installments.

  1. 01

    Offer at checkout

    Add a monthly plan to any treatment estimate, on any device.

  2. 02

    Approved in minutes

    Customers get a near-instant decision, right at your reception.

  3. 03

    Paid in full

    The full amount lands with you, upfront, with zero repayment risk.

100%
of the treatment value, settled upfront
≤ 48h
to full settlement, usually the same day
Zero
clawbacks or collections on your books

Why Hazel?

Powering your choices, on your terms.

Choose how much you need and how long you want to repay. Track everything in one place.

How it works

Three simple steps

  1. Register your details
    Step 1 / 3
    01

    Register your details

    Scan a QR code at checkout and register with your Emirates ID.

  2. Choose how you want to pay
    Step 2 / 3
    02

    Choose how you want to pay

    Pick a repayment plan that fits, from 2 to 48 months. See the full cost upfront before you commit.

  3. Done!
    Step 3 / 3
    03

    Done!

    Your clinic is paid directly, usually the same day, and up to 48 hours after your treatment is confirmed, so your care goes ahead. Repay our Lending Partner each month at your preferred pace.

Hazel vs the old way

Why customers choose Hazel over the bank.

Same treatment, three ways to pay for it. Here’s how a bank loan, a credit card and Hazel really compare on the things you feel: how fast you hear back, how much paperwork you sign, and whether it was built for healthcare at all.

Bank loans and credit cards take three to five business days for a decision and require extensive paperwork; neither pays the clinic upfront nor is built for healthcare. Hazel gives a decision within minutes, needs only your Emirates ID and a few questions, pays the clinic upfront, and is built for healthcare.

Decision speed

Time to a decision

From application to a yes or no.

Minutes, not days
Bank Loans3–5 business days
Credit Cards3–5 business days
HazelWithin minutes
Now1 day2345

Bank Loans

0/6

of the six things customers care about

Paperwork you provide

Forms, payslips, branch visits, endless ID checks

Where you apply

At the bank, in person

Clinic paid upfrontBuilt for healthcare

Credit Cards

1/6

of the six things customers care about

Paperwork you provide

Forms, payslips, endless ID checks

Where you apply

At the bank or online

Clinic paid upfrontBuilt for healthcare

Hazel

Built for healthcare
6/6

of the six things customers care about

Paperwork you provide

Emirates ID and a few questions

Where you apply

At the clinic, from your phone

Clinic paid upfrontBuilt for healthcare

Applying is quick

Up to 2 minutes, from your phone.

No bank visit, no forms to take home. You apply with your Emirates ID and get an answer before you leave the chair.

  • Apply with your Emirates ID, no paperwork to take home
  • Checking your eligibility is a soft pre-check, not a full credit assessment
  • Hold more than one plan at a time, ideal for staged treatment
  • Auto-debit repayments, nothing manual to remember

From the blog

Care, costs, and clarity.

Plain-language guides to paying for treatment in the UAE, for patients and the clinics that treat them.

All posts

In the press

Hazel in the news.

What the region’s press is saying about high-value pay later in the UAE.

FAQs

Questions, answered.

The honest, no-jargon version of how Hazel works. If the answer you need isn't here, our team is one message away.

Still have a question? Talk to us

Hazel is a healthcare financing platform for elective and semi-elective treatments, from ⃃ 10K up to ⃃ 150K, with flexible repayment plans of 2 to 48 months (the longest terms apply to larger treatments above ⃃ 50K). You apply at your clinic's checkout, get a near-instant credit decision, and your clinic is paid directly so your treatment can go ahead. You then repay in fixed monthly installments.

Get the treatment you need. Pay for it your way.

Check your eligibility in up to 2 minutes. No commitment, just a quick soft pre-check.

10K–150K

Per treatment

Up to 48 mo

You pick the length

Minutes

To a decision

For clinics

Run a clinic? Get paid upfront, zero risk.

Offer monthly plans at checkout. Most clinics are live within a week.

Contact

Talk to the team.

Financing a treatment, or bringing Hazel to your clinic’s checkout. Pick a topic and we’ll take it from there.

Newsletter

Know before you need it.

New treatment categories, partner clinics, and plain guides to financing care in the UAE. About once a month, no noise.